Money Train 3 is Relax Gaming’s high-octane, diesel-punk follow-up that blends classic hold-and-win thrills with four brand-new modifiers, sticky respins and bonus buys ranging from 20× to 500× – all aimed at Canadians who crave sky-high volatility.
First Deposit Bonus
150% + 70 spins
400% Bonus on first 4 deposits + 5% cashback
First Deposit Bonus
110% + 120 spins
Up to C$2,900 + 290 FS on first 4 deposits
First Deposit Bonus
100% + 150 spins
Up to 255% + 250 FS on first 3 deposits
Money Train 3 – A deep dive into Relax Gaming’s wildest wagon
Money Train 3 rolled onto casino lobbies in September 2022 with the weight of two beloved prequels on its axles. Plenty of reviews have already rattled off its headline numbers, but raw specs never show whether a slot actually feels good after a hundred real-money spins. I spent a week riding this iron horse at various casinos to see how it treats a typical Canadian bankroll. What follows is a full-length look at every strength, every bruise and a few surprises the marketing blurbs never mention.
Review significance of Money Train 3
The original Money Train proved Relax Gaming could hang with industry giants by pairing a simple Western theme with a hold-and-win bonus that snowballed to 20,000×. Part 2 doubled the top prize, added “Persistent” symbols and became a fixture on Twitch streams. Three years later, Canadians still wager millions of spins a month on those titles, so any sequel automatically matters.
Money Train 3 does more than tack a bigger multiplier onto the paytable. It pivots to a diesel-punk art style, introduces four brand-new modifiers and lets any dead spin convert into a sticky respin. On paper, it is the logical next step, in practice, it is a much harsher beast that demands closer inspection before you part with loonies.
Innovation or re-skinning
The first thing you notice is the look. Gone are dusty frontier wagons, now the posse cruises a chromed-out maglev through smoky neon valleys. The animation budget clearly jumped — light rays glint off pipes, and the soundtrack layers electronic bass under the familiar whistle of a Western harmonica.
Base play moves faster too. Whenever a normal spin whiffs, the most valuable symbol locks in place, reels respin once and a quick 1× – 3× multiplier applies. It is not a life-changing feature, yet it stops the mid-session lull Money Train 2 sometimes delivered.
Relax also injected four fresh bonus icons:
- Absorber vacuums every multiplier on screen and resets the grid, effectively banking a second chance.
- Tommy Gun Payer and Tommy Gun Sniper target one symbol over and over, juicing it continuously.
- Persistent Shapeshifter morphs into a new special every round, the wild card veteran grinders begged for.
The studio left all fan favourites — Collector, Sniper, Necromancer — intact, so the sequel feels familiar while serving unpredictable board states. That blend of comfort and novelty is exactly what a part 3 needed to avoid “lazy reskin” memes.
Missing features for Canadians
Canadian players have grown used to side-bet ladders, jackpot meters and pick-’n-click bonuses sprinkled on modern releases. None of those make the passenger list here. The game focuses 100% on the hold-and-win core, which is pure to some, bare-bones to others.
The other omission is an RTP selector in the front-end menu. Relax produces 96.1% and 94% builds, but only the casino knows which one you are getting. Many smaller outfits now display that information openly, so Money Train 3 feels dated on transparency. A quick live-chat with support usually answers the question, yet it should not require detective work.
Autoplay works outside Ontario, inside the province, regulators disable it by default. You are forced to click every spin manually, and the rapid-fire aura many streamers showcase simply does not exist on AGCO-licensed sites.
Impact of high-volatility model
Yes, decisively. The official hit rate sits around 19% — roughly one payout in five spins. Modest line wins rarely climb above 3×, so the balance graph drifts south until the bonus triggers. My own sessions looked like this on 20-cent stakes:
- -C$14 after 250 spins
- -C$29 after 500 spins
- -C$61 after 1,000 spins
I did land two bonuses in that thousand-spin sample — one paid 42×, the other 137× — yet still walked away down half of my buy-in. The variance curve feels steeper than Money Train 2 and miles meaner than low-stakes crowd-pleasers. If you enjoy steady chip-and-chair gameplay, this one can feel like watching ice melt.
Max win claims: reality or marketing spin
The headline number is genuine, verified by Relax’s tech sheet. Screenshots of 100,000× boards popped up shortly after launch, all recorded on the 500× Persistent buy. Still, perspective matters:
- Odds of any 1,000×+ hit sit around 1 in 58,000 spins.
- Odds of the full 100,000× are astronomically lower, classified by Relax as “one in several billion.”
In practical terms, the ceiling serves more as bragging rights than an attainable goal. Even streamers burning large bets rarely sniff five-figure multipliers. Treat that cap like a lottery jackpot: fun for the imagination, irrelevant to bankroll planning.
Gameplay complexity for casual players
Persistent icons repeat their ability every new reel drop, which is why experienced punters love them. When a Collector gathers multipliers four or five times in a row, the grid snowballs quickly. The complexity kicks in when two or three persistent symbols overlap. You might have a Shapeshifter turning into a Sniper that amplifies a Collector which then feeds the Absorber next door.
The in-game UI highlights active tiles with pulsing frames, yet beginners struggle to predict the final sum. Relax could have added a running subtotal to clarify contributions. As it stands, you often watch numbers pop without knowing who triggered what. Not a deal breaker, but definitely a steeper learning curve than the previous instalments.
Critics and streamers’ reviews on bonus buys
Across various platforms, reactions split into two camps. High-volatility fanatics praise the new 20× “Quick Feature” that opens the bonus for pocket change, calling it the perfect introduction. The other camp fixates on the 500× Persistent buy, labelling it “financial self-harm” after chains of 0-profit disasters.
Independent testing pegs the average return of all four buy buttons at 96.5%. That is fair, yet no one experiences the average. A 500× buy that spits 40× feels soul-crushing, and social media amplifies those lowlights. Critics acknowledge the math is sound but still warn casual gamblers to leave the biggest buy alone unless they are immune to tilt.
Managing strategy for high feature buy cost
There is no edge to squeeze from fixed RTP, but you can control emotional fallout. After hundreds of trial buys, I ended up rotating three rules:
- Stick to 20× or 50× buys until the session bankroll doubles.
- Enter 100× buys only when profits cover the entry fee.
- Allow exactly one 500× attempt per 1,000× of profit, never from main balance.
The approach does not beat variance, it simply ring-fences risk so that one heater cannot turn into a bankroll implosion five minutes later. Smaller beginners should probably ignore the 500× button altogether.
Max bet limitations for high rollers
Most Relax Gaming slots cap bets well above $20, so Money Train 3’s $10 ceiling surprised many VIPs. The studio never explained the choice, but speculation ranges from safeguarding operators against six-figure max-win liabilities to avoiding flags during bonus buys.
For 95% of players, a $10 cap is generous, however, streamers and high rollers who used to buy significantly larger bonuses have migrated to other titles. If you enjoy dropping large chips on a single spin, this train might feel like the kiddie carriage.
Key specs comparison
| Slot | Default RTP | Max Win | Hit Rate | Volatility | Max Bet | Buy Options |
|---|---|---|---|---|---|---|
| Money Train 3 (2022) | 96.1% | 100,000× | 19.35% | Very High | $10 | 20× / 50× / 100× / 500× |
| Money Train 2 (2020) | 96.4% (98% on buy) | 50,000× | 19.55% | Very High | $20 | 100× |
| Tombstone RIP (2022) | 96.08% | 300,000× | 9.08% | Extreme | $50 | 70× / 3,000× |
One takeaway jumps off the table: players who crave the biggest headline number should head to other titles, while those who care more about theoretical payback might still prefer Money Train 2, assuming their casino offers the 98% buy build.
Ontario regulations impact on bonus-buy and autoplay
Ontario’s regulations ban automated spin cycles because they limit “player decision time.” That regulation forces developers to ship a special build without autoplay. Money Train 3 runs fine in the province, but you must click every round, and the bonus-entry animation cannot be skipped. Sessions feel noticeably slower than other platforms.
Bonus buys remain legal because they live inside the game, not as external inducements. All three Ontario platforms I tested left every buy button active. Regulations can always change, so check the info screen before depositing if you intend to buy rather than spin in.
Payout frequencies and entertainment value
Pure entertainment value often boils down to “How long does my cash last?” With a 19% hit rate and tiny line wins, Money Train 3 consumes credits between bonuses. Respins alleviate part of the drought, yet even that mechanic fires roughly once every 12 spins in my logs. Players used to more consistent payouts will miss the steady stream of minor dopamine hits.
I recommend demo play first. If you find yourself getting bored after 50 manual spins, the real-money version will feel worse because each dud now costs actual funds.
Mobile performance on Canadian networks
Relax adopted WebGL and compressed assets smartly. On a Galaxy A55 over a 4G network, the game loaded in just under eight seconds and maintained 50 – 60 FPS. An older device averaged 30 FPS and dropped frames during certain animations. Turning off any battery-saving mode solves most hiccups.
One quirk: the buy-feature confirmation popup can lag on some browsers, causing accidental double-clicks. Stick to modern browsers for optimal performance.
Should Canadians choose Money Train 3 or safer alternatives
Money Train 3 nails its mission: provide a louder, riskier and more unpredictable sequel without losing the core personality fans love. Visuals are fantastic, new modifiers feel fresh, and the small 20× buy lets low-rollers taste the bonus for pocket change.
The downsides loom large. Hit frequency is punishing, the $10 max bet sidelines high-rollers, and the 500× Persistent buy exists mainly as content for highlight reels. If you thrive on huge variance and can stomach dead spins, Money Train 3 belongs on your playlist. If you value consistent entertainment or prefer transparent RTP menus, stick with Money Train 2 or another lighter title.
Choose accordingly and manage that bankroll wisely.
- Stunning diesel-punk graphics and immersive soundtrack
- Four new modifiers plus fan-favourite symbols
- Bonus buys start at an accessible 20× stake.
- Extremely high variance with low 19 % hit rate
- RTP version not shown in-game, may drop to 94 %
- $10 max bet limits high-roller action.
